Terms of Service
Effective Date: 2024-01-01
# InsureLab Terms of Service
## 1. Acceptance of Terms
By accessing InsureLab, you agree to these terms.
## 2. Service Description
InsureLab provides an AI-powered insurance policy builder platform. We are a technology provider, NOT an insurance company. All insurance products are underwritten by licensed carriers.
## 3. User Responsibilities
- Provide accurate business information
- Maintain confidentiality of your account
- Comply with applicable insurance regulations
## 4. Disclaimer
- Insurance quotes are estimates and subject to underwriting
- Final pricing determined by licensed carriers
- InsureLab does not guarantee coverage
## 5. Limitation of Liability
InsureLab's liability is limited to the amount paid for services.
## 6. Governing Law
These terms are governed by Delaware law.